Abstract Classical computing architectures cannot reasonably solve computationally challenging problems, such as those of RSA public-key encryption, Diffie-Hellman key exchange, and elliptic curve cryptography, which form the cryptographic foundations of modern enterprise information security. Superposition and entanglement phenomena can be used to make quantum computers efficient in solving these problems, which are efficiently solved by Shor's algorithm and Grover's algorithm, and make existing cryptographic infrastructure entirely insecure. While quantum computing is fault-tolerant and still under development, the 'harvest now, decrypt later' threat model by which adversaries can harvest encrypted data now to be decrypted later when they can operate quantum systems signals that the cryptographic threat is present, not future. The objective of this study is to examine the current state of enterprise cryptographic readiness against threats in the quantum era and to create a model for organizational transition to the new cryptographic standards in the quantum era, which is called the Quantum-Resilient Security Architecture (QRSA) Framework. It uses a mixed-methods research methodology, consisting of a systematic literature review, an expert Delphi survey of 38 cybersecurity practitioners from 16 countries, and a qualitative analysis of five enterprise organizations, to examine the state of quantum-capable cryptographic protocols, the readiness of organizations in the technical, governance and capability aspects, and the most important enablers and blockers for the post-quantum migration. The key findings include that: 94 percent of enterprise systems assessed are today still using quantum-vulnerable cryptographic primitives; less than 12 percent of organizations surveyed have started formal planning efforts for quantum migration; and, in most of the cases analyzed, the National Institute of Standards and Technology (NIST) post-quantum cryptography standardization process has not made significant impacts on enterprise security roadmaps. The QRSA Framework offers a staged migration architecture based on the NIST standardized algorithms such as CRYSTALS-Kyber, CRYSTALS-Dilithium and SPHINCS+ that integrates with the enterprise security infrastructure. Contributions include cybersecurity governance scholarship, enterprise risk management theory, and information security policy.
Purpose: The purpose of this paper is to examine the emerging threat that large-scale quantum computing poses to classical public-key cryptographic systems, particularly RSA and Elliptic Curve Cryptography (ECC), which form the backbone of contemporary digital security infrastructures. In response to this threat, the study aims to analyze post-quantum cryptography (PQC) as a viable long-term solution capable of resisting both classical and quantum adversaries. The paper further seeks to assess the urgency of PQC adoption in light of the “harvest now, decrypt later” threat model and to evaluate the practical readiness of quantum-safe cryptographic algorithms currently under consideration by the National Institute of Standards and Technology (NIST). Materials and Methods: This study employs a qualitative and analytical research methodology grounded in an extensive review of authoritative sources, including NIST’s post-quantum cryptography standardization documents, recent academic literature, industry white papers, and policy reports from organizations such as RAND Corporation and Cloudflare. The analysis systematically surveys major families of post-quantum cryptographic algorithms namely lattice-based, code-based, and hash-based schemes and evaluates them based on security assumptions, computational efficiency, implementation complexity, and standardization maturity. Findings: The analysis indicates that Lattice-based cryptographic schemes demonstrate the highest maturity and practical readiness, evidenced by their selection in NIST’s PQC process. Code- and hash-based methods provide strong security but face key size and performance challenges. The lack of scalable quantum computers does not reduce urgency, as data harvesting persists. Artificial intelligence emerges as a key enabler for accelerating PQC adoption. Unique Contribution to Theory, Practice and Policy: The paper recommends a proactive, phased post-quantum migration using hybrid cryptographic architectures. Organizations should conduct inventories, benchmarking, and pilot deployments aligned with NIST standards. AI-driven tools are advised to improve key management and reduce complexity. Continued interdisciplinary research and policy support are encouraged to ensure a secure, scalable transition to quantum-resistant security systems.
Financial institutions depend on RSA, elliptic-curve cryptography, and Diffie-Hellman key exchange for authentication, transaction integrity, and confidentiality: algorithms a sufficiently large quantum computer would break outright rather than merely weaken. No cryptographically relevant quantum computer exists yet, but the harvest-now-decrypt-later threat means data intercepted today remains at risk once one does, and financial data's long retention obligations make this a present-day planning problem rather than a distant one. This paper assesses the readiness of financial institutions in Africa to adopt post-quantum cryptography (PQC) and develops a framework for transitioning to quantum-resistant cryptographic systems. Five specific objectives drive that work: examining PQC awareness among African financial institutions, assessing current cryptographic exposure, identifying technical, financial, organizational, regulatory, and skills-related adoption barriers, evaluating the suitability of finalized PQC algorithms for financial applications, and developing a readiness and migration framework fitted to African constraints. The study's design is literature-based and conceptual: it synthesizes verified secondary evidence rather than reporting original fieldwork, and no institution was surveyed or interviewed. Its contributions include an integrated Technology-Organization-Environment/Diffusion-of-Innovation model with crypto-agility as a mediating capability, a six-dimension readiness instrument, and an algorithm-evaluation framework. The central contribution, a six-phase migration framework addressing three gaps found in every existing precedent, is paired with an adapted risk-based prioritization matrix. Headline recommendations call on institutions to name a single accountable owner and begin scoped discovery now, on regulators to extend draft cybersecurity guidance to address cryptographic agility explicitly, and on future research to empirically test the proposed model against real institutions.