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arXiv:2509.11110

A Collaborative Framework for Quantum Optimisation and Quantum Neural Networks: Credit Feature Selection and Image Classification

Long, JiaNing, Xuechen Liang

Published Sep 14, 2025• 0 citations
arXivHTMLPDF

Abstract

This paper investigates the efficacy of quantum computing in two distinct machine learning tasks: feature selection for credit risk assessment and image classification for handwritten digit recognition. For the first task, we address the feature selection challenge of the German Credit Dataset by formulating it as a Quadratic Unconstrained Binary Optimization (QUBO) problem, which is solved using quantum annealing to identify the optimal feature subset. Experimental results show that the resulting credit scoring model maintains high classification precision despite using a minimal number of features. For the second task, we focus on classifying handwritten digits 3 and 6 in the MNIST dataset using Quantum Neural Networks (QNNs). Through meticulous data preprocessing (downsampling, binarization), quantum encoding (FRQI and compressed FRQI), and the design of QNN architectures (CRADL and CRAML), we demonstrate that QNNs can effectively handle high-dimensional image data. Our findings highlight the potential of quantum computing in solving practical machine learning problems while emphasizing the need to balance resource expenditure and model efficacy.

DOI
10.48550/arxiv.2509.11110

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This paper investigates the efficacy of quantum computing in two distinct machine learning tasks: feature selection for credit risk assessment and image classification for handwritten digit recognition. For the first task, we address the feature selection challenge of the German Credit Dataset by formulating it as a Quadratic Unconstrained Binary Optimization (QUBO) problem, which is solved using quantum annealing to identify the optimal feature subset. Experimental results show that the resulting credit scoring model maintains high classification precision despite using a minimal number of features. For the second task, we focus on classifying handwritten digits 3 and 6 in the MNIST dataset using Quantum Neural Networks (QNNs). Through meticulous data preprocessing (downsampling, binarization), quantum encoding (FRQI and compressed FRQI), and the design of QNN architectures (CRADL and CRAML), we demonstrate that QNNs can effectively handle high-dimensional image data. Our findings highlight the potential of quantum computing in solving practical machine learning problems while emphasizing the need to balance resource expenditure and model efficacy.
Feature selection plays an important role in improving the efficiency of machine learning models for credit card fraud and default detection. We formulate the feature selection problem as a Quadratic Unconstrained Binary Optimization (QUBO) problem, which we solve using quantum annealers. We propose three new formulations based on this framework that improve the efficiency and flexibility of machine learning models. We benchmark the proposed methods, existing approaches from the literature, and also compare with classical feature-selection methods such as Random Forest feature importance and a combination of mutual information and Spearman correlation. Extensive experiments show that feature selection using quantum computers consistently performs better than the classical methods. Our experiments show the promise of using quantum computers in machine learning tasks in financial risk assessment applications.
Image classification is a fundamental task in deep learning, and recent advances in quantum computing have generated significant interest in quantum neural networks. Traditionally, Convolutional Neural Networks (CNNs) are employed to extract image features, while Multilayer Perceptrons (MLPs) handle decision making. However, parameterized quantum circuits offer the potential to capture complex image features and define sophisticated decision boundaries. In this paper, we present a novel Hybrid Quantum–Classical Neural Network (H-QNN) for image classification, and demonstrate its effectiveness using the MNIST dataset. Our model combines quantum computing with classical supervised learning to enhance classification accuracy and computational efficiency. In this study, we detail the architecture of the H-QNN, emphasizing its capability in feature learning and image classification. Experimental results demonstrate that the proposed H-QNN model outperforms conventional deep learning methods in various training scenarios, showcasing its effectiveness in high-dimensional image classification tasks. Additionally, we explore the broader applicability of hybrid quantum–classical approaches in other domains. Our findings contribute to the growing body of work in quantum machine learning, and underscore the potential of quantum-enhanced models for image recognition and classification.
Quantum computing is expected to fundamentally change computer systems in the future. Recently, a new research topic of quantum computing is the hybrid quantum–classical approach for machine learning, in which a parameterized quantum circuit, also called quantum neural network (QNN), is optimized by a classical computer. This hybrid approach can have the benefits of both quantum computing and classical machine learning methods. In this early stage, it is of crucial importance to understand the new characteristics of quantum neural networks for different machine learning tasks. In this paper, we will study quantum neural networks for the task of classifying images, which are high-dimensional spatial data. In contrast to previous evaluations of low-dimensional or scalar data, we will investigate the impacts of practical encoding types, circuit depth, bias term, and readout on classification performance on the popular MNIST image dataset. Various interesting findings on learning behaviors of different QNNs are obtained through experimental results. To the best of our knowledge, this is the first work that considers various QNN aspects for image data.
This study focuses on the integration of quantum computing and artificial intelligence, proposing a multi-task optimisation framework based on the quantum annealing algorithm to address the bottlenecks in computational efficiency and model optimisation in traditional machine learning. The study converts problems such as time series prediction, Support Vector Machine (SVM) classification, and Convolutional Neural Network (CNN) training into Quadratic Unconstrained Binary Optimisation (QUBO) models and achieves parameter optimisation through the simulated annealing algorithm. In time series prediction, an autoregressive model is constructed based on historical data. The problem of minimising prediction error is mapped to a binary optimisation problem through QUBO transformation, and the model parameters are solved using the simulated annealing algorithm to achieve trend prediction of the target variable, validating the effectiveness of quantum optimisation in time series analysis. For classification tasks, the hinge loss and regularisation terms of SVM are converted into a QUBO matrix to optimise the classification hyperplane parameters, thereby enhancing the model's classification performance in the feature space. The results demonstrate that this method exhibits strong geometric interpretability and generalisation capabilities in binary classification problems. In the field of deep learning, L2 regularisation is introduced into the weight optimisation of CNNs, and a QUBO model is constructed to explore the application of quantum optimisation in image feature extraction and network training. Although limited by the scale of variables, this demonstrates the potential value of combining quantum computing with deep learning. The study shows that the quantum optimisation framework can effectively improve solution efficiency in small- to medium-scale problems, providing new technical pathways for time series analysis, classification tasks, and deep learning optimisation.
Machine learning (ML) has proven its efficacy in acquiring information from previous data and lever-aging that understanding to handle practical problems. The recent development of quantum computing, based on the principles of quantum physics, has made the integration of quantum computing and machine learning a prominent area of research. Nonetheless, the practical utilization of quantum computing in machine learning continues to present considerable obstacles, especially regarding implementation and the management of real-world tasks. This research presents a hybrid quantum-classical convolutional neural network model (HQ-CNN) and evaluates its performance on binary image classification tasks using subsets of the MNIST and EMNIST datasets. The study also presents an in-depth discussion of the challenges that arise from integrating quantum computing into machine learning, emphasizing the training procedure, the results obtained post-training, and the number of qubits used in the research. The experimental findings indicate that increasing the number of qubits generally enhances image classification efficacy. However, an increased number of qubits does not inherently ensure enhanced overall model performance.
Quantum algorithms present unique advantages over classical methods but remain constrained by the limited number of qubits in current quantum computers.This limitation hinders their effectiveness in machine learning tasks, such as image classification.Despite its relevance, the impact of these constraints on quantum machine learning remains underexplored.This study addresses this gap by analyzing preprocessing techniques for preparing images on quantum processors.We evaluated 10 dimensionality reduction methods across four standard datasets using three distinct quantum neural network architectures.The results provide valuable insights into optimizing classification efficiency under qubit constraints, paving the way for broader applications of quantum machine learning.